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Thomas Wiggin| NMLS# 110416
Loan Officer

Blog Articles

Self-Employed Borrowers Who Filed for a Tax Extension: Make Sure You Still Qualify!

Self-Employed Borrowers Who Filed for a Tax Extension: Make Sure You Still Qualify!

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Entrepreneurs, freelancers, and independent contractors enjoy the freedom to manage their work; however, when

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Mortgage Strategies and Solutions for Self-Employed Borrowers

Mortgage Strategies and Solutions for Self-Employed Borrowers

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Are you self-employed? Do you own your own business and are struggling to obtain financing? Are your tax

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Decoding Mortgage Discount Points: Is It Worth It for You?

Decoding Mortgage Discount Points: Is It Worth It for You?

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The Federal Reserve raised interest rates eleven times between 2022 and 2023. As a result, buyers are running

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A New Way to Compete With Cash Buyers: Meet Our Value Assurance Program

A New Way to Compete With Cash Buyers: Meet Our Value Assurance Program

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The phrase “cash is king” has dominated the real estate market in recent years. Nationally, more

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Buy Now, Sell Later: Qualifying for a New Home Without Selling Your Current One

Buy Now, Sell Later: Qualifying for a New Home Without Selling Your Current One

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If you are a current homeowner looking to move, you know the challenges that come with finding a new home

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Understanding the Pros and Cons of “No Fee” Refinances

Understanding the Pros and Cons of “No Fee” Refinances

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In our industry, the word “free” is bound to cause some excitement. Who wouldn’t want to

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Tax Season 2024: The Ultimate Guide for Homeowners

Tax Season 2024: The Ultimate Guide for Homeowners

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A new tax season is upon us, and even though taxes aren’t due until April 15, 2024, it pays to get

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Property Taxes Too High? Learn What Qualifies for an Appeal

Property Taxes Too High? Learn What Qualifies for an Appeal

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As a homeowner, property taxes are one of the inevitable expenses that come with owning a house. However, if

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The Fast, Digital Way to Access Your Home’s Equity: NFTYDoor’s HELOC

The Fast, Digital Way to Access Your Home’s Equity: NFTYDoor’s HELOC

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Financial freedom starts at home. Whether you’re struggling to tackle high-interest

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SONYMA’s Credit is Due Program: Making NY Homeownership a Reality

SONYMA’s Credit is Due Program: Making NY Homeownership a Reality

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The State of New York Mortgage Agency (SONYMA) furthered its commitment to creating homeownership

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Unveiling Homestead Advantage: Your Key to Affordable Homeownership

Unveiling Homestead Advantage: Your Key to Affordable Homeownership

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It’s time to turn your vision of “home sweet home” into a concrete foundation beneath your

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Navigating Your Mortgage Options After Filing for Bankruptcy

Navigating Your Mortgage Options After Filing for Bankruptcy

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As bankruptcy rates increased in 2023, it became evident that many individuals and small businesses are

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Unsubscribed: How to Track and Cancel Forgotten Subscriptions

Unsubscribed: How to Track and Cancel Forgotten Subscriptions

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Take a moment to think about your recurring payments- everything from streaming platforms, exercise clubs,

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Expert Quotes on the 2024 Housing Market Forecast

Expert Quotes on the 2024 Housing Market Forecast

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Experts are optimistic about what 2024 holds for the housing market. If you’re looking to buy or sell a home in the new year, the best way to ensure you’re up to date on the latest forecasts is to partner with a trusted real estate agent.

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How a Cost Segregation Study Can Reduce Your Taxes and Benefit Your Investment Property

How a Cost Segregation Study Can Reduce Your Taxes and Benefit Your Investment Property

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Cost segregation studies are a powerful, but often overlooked, tool for investment property

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